This report discusses how and where earthquakes happen, their impact on property and business and how risk consultancy modeling and analysis can help businesses to measure, mitigate and manage their risks.

Howden Cat Watch is a critical alert tool for businesses and organisations that need to manage the risks associated with natural disasters and other catastrophic events, which you can sign up for.

In November 2024, the government launched a consultation on introducing a new framework for captive insurance companies. Responses from representatives of the insurance sector and trade bodies responded positively, expressing support for the high-level proposals outlined in the consultation, noting the importance of simplifying regulations and reducing capital requirements. Moreover, the majority of respondents wanted to go further than the scope proposed – to allow more types of firms to be permitted to set up a captive, and to allow more types of risk to be insured by them.

This guide provides practical guidance on managing emerging risks. While emerging risks can exhibit quite subtle and not always obvious differences when compared with other risks, we recommend that organisations manage emerging risks as part of their overall risk management system, considering emerging risks alongside other risks.