[Free to access upon setting up an account] It feels appropriate, a couple of months after the twentieth anniversary of 9/11, to pause and consider whether the world is more, or less, secure from terrorism than in the latter part of the previous century. We inhabit a world where traditional terrorist threats, which tended to be localised and focused on the destruction of property and killing servicemen, policemen and public figures, feel somewhat primitive. Our new world is populated by Jihadis and extremists who buy ‘one-way tickets’ on route to martyrdom and mass casualty events.

[Free to access upon setting up an account] Published just before the Taliban takeover of Afghanistan, and very prescient: the US’s and allied NATO forces’ withdrawal from Afghanistan is highly likely to lead to a resurgence in Al-Qaeda (AQ) operations in the country. This is likely to pose an increased threat to Western countries in future.

This guide addresses what you should be concerned about with regard to terrorism risk, its wider impacts, what kinds of coverage you may need, and what else besides property damage you could be exposed to in the event of a terrorist incident.