In the fast-paced realm of professional sports, travel is not only a logistical necessity; it is a critical component of team and club success, meeting media and sponsor commitments, and fulfilling fixtures for tournament competitions. From coordinating squad travel to organising bespoke accommodations for high-net-worth individuals and partners, the way teams manage their travel plans can significantly impact safety, athletic performance, and overall travel experience.

Factors such as the geographies in which they operate, the profile of their sponsors, fans, the very sport itself, any links they have with states, industries and organisations, and many other factors.

This research project, undertaken jointly by Airmic and CNA Hardy, was designed to answer a practical question: how can risk and insurance professionals more clearly demonstrate the value of what they do, in the language senior decision makers already use? Financial fluency is not about technical finance expertise. It is about translation: the ability to explain how risk and insurance decisions protect cash flows, preserve capital, reduce volatility and support sustainable value creation.

This Competency Framework sets out the capabilities needed to meet these expectations. It is designed to support risk professionals at every stage of their career to grow, adapt, and lead – ensuring our profession continues to strengthen its impact, relevance, and influence in an increasingly complex world.