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To minimise the impact of risks including people issues, organisations typically formalise an integrated approach to risk through the development of business-wide risk management programmes. These are often termed enterprise risk management programmes as they apply across the whole business enterprise. A successful enterprise risk management (ERM) programme should operate within existing business processes and structures, and drive a shared understanding of risk and risk responses across the organisation.
Historically, employee benefits have not always been a priority for full inclusion within the enterprise risk management strategy. This is changing through recognition of the real advantages to the organisation that can be achieved by doing so.