Academy Workshop: Understanding D&O insurance: policy essentials and emerging risk trends

Join AIRMIC members for an in-person roundtable hosted by Hogan Lovells, focused on demystifying Directors & Officers (D&O) insurance. 

The event will commence with a short presentation covering practical D&O issues such as the scope and limitations of D&O insurance cover, tips for purchasing and renewing your D&O cover, considerations relating to exclusions and write-backs, and the interplay with professional indemnity insurance. 

The session will then open into an interactive roundtable discussion, exploring current challenges such as civil litigation risks, AI and cyber exposures, ESG developments, and emerging liability trends and the extent of protection D&O policies offer against these risks. Delegates will gain actionable insights into coverage, exclusions, and best practices for directors and officers, with opportunities to discuss real-world scenarios and share experiences with peers. 

Breakfast and refreshments will be provided. This session is eligible for CPD hours under AIRMIC’s scheme, supporting ongoing professional development for risk and insurance professionals.

Agenda:

8.30 - Arrival and breakfast with networking.
9:00 - Plenary session – brief presentation by Lydia and Bethan on some key practical D&O issues including what D&O cover does and doesn’t do; tips for when purchasing/renewing cover; exclusions and write-backs; and its interaction with professional indemnity insurance.
9:45 - Break
9.50 - Roundtable discussion part I
10.20 - Roundtable discussion part II
10.50 - Closing remarks
11.00 - Event close

By the end of the session, you will be able to: 

• Identify the key features, limitations, and exclusions of D&O insurance policies.
• Recognise the impact of current litigation, and civil liability trends on D&O insurance cover.
• Identify how emerging risks - such as AI, cyber, data loss, and ESG - affect D&O exposures and insurance coverage.
• Apply practical considerations and best practices when purchasing and renewing D&O insurance.
• Apply insights from real-world scenarios and claims to recommend risk mitigation approaches to your board.

Speakers:

 Lydia Savill, Partner, Hogan Lovells International LLP

Bethan Savage, Associate, Hogan Lovells International LLP