AM Best

Established in the U.S. in 1899 and pioneered the concept of financial strength ratings in 1906

• Worldwide headquarters in New Jersey, U.S.; regional centres in London (serving Europe, Middle East and Africa) and Hong Kong (serving Asia Pacific and Oceania). Representative offices located in Dubai (serving MENA, South & Central Asia) and Miami (serving Latin America)
• Over 3,500 ratings in approximately 85 countries worldwide
• Named Best Global Rating Agency at the Reactions Global Awards for five consecutive years through to 2013 and winner of numerous awards for our news publications and marketing campaigns. Read more about our awards and recognition at: www.ambest.com/ratings/awards.html

Market Coverage

Insurance-related companies operating in various markets, including:

• Property/casualty (non-life) insurers
• Life insurers and annuity writers
• Alternative risk transfer (ART) vehicles (including captives, pools  and risk-retention groups)
• Health insurers
• Reinsurers
• Mutual insurers and Protection & Indemnity (P&I) clubs
• Takaful, Retakaful and co-operative insurers
• Lloyd's and its syndicates
• New company formations (start-ups)
• Catastrophe bond issuers and other Insurance-Linked Securitisations (ILS)

Competitive Strengths

• A.M. Best is the only international rating agency dedicated to the insurance industry
• World's leading provider of insurer Financial Strength Ratings (FSRs) by company coverage
• Foremost rating coverage of the global reinsurance segment
• Leading rating agency for ART and captives coverage
• Key rating agency used by global broker security teams
• Data and research covering 15,000 (re)insurance companies worldwide
• Largest and most comprehensive insurance database providing unique insights by segment and line of business
• Published rating methodology on all key insurance industry segments

Research & News

• Publishers of frequent specialised reports on global insurance industry issues, including sector, company and geographic regional analysis. Extensive global insurance news delivery and resources

Best's Credit Ratings and related financial information provide powerful tools for insurance decision making and market research for insurance agents, brokers, risk managers, bankers, insurance executives, policyholders and consumers.