D & O Guide

Guidance and Advice for Risk Managers

Directors' and Officers' Liability (D&O) insurance has become a high profile issue because of increased premium cost and restricted insurance cover.  Company directors are paying greater attention to their statutory responsibilities and the potential for them to be personally sued.  Risk managers must ensure that adequate D&O insurance is purchased for an appropriate cost.  This guide explores the current D&O concerns and alternatives and it also provides guidance on what to include in a presentation to underwriters to ensure that appropriate coverage is obtained at the best available cost.